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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Home (EN/ZH alternates) -->
  <url>
    <loc>https://crossborderiq.pro/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://crossborderiq.pro/"/>
    <xhtml:link rel="alternate" hreflang="zh-CN" href="https://crossborderiq.pro/chinese"/>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/chinese</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://crossborderiq.pro/"/>
    <xhtml:link rel="alternate" hreflang="zh-CN" href="https://crossborderiq.pro/chinese"/>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Site Map -->
  <url>
    <loc>https://crossborderiq.pro/sitemap</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Free Assessments (English) -->
  <url>
    <loc>https://crossborderiq.pro/assessment/business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/assessment/mobility</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/assessment/travel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/us-china-compliance</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/indo-pacific-risk</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/global-opportunity-score</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/crisis-exit-readiness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Crisis & Advisory -->
  <url>
    <loc>https://crossborderiq.pro/crisis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/us-asia-briefing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/talk-to-brian</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/advisory-inquiry</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Risk Alerts & Intelligence -->
  <url>
    <loc>https://crossborderiq.pro/scenario-simulator</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/risk-alerts</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/risk-alert-subscription</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Resources & Events -->
  <url>
    <loc>https://crossborderiq.pro/resources</loc>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/events</loc>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Company -->
  <url>
    <loc>https://crossborderiq.pro/about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/privacy-policy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/terms-of-service</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Chinese Portal — Assessments & Tools -->
  <url>
    <loc>https://crossborderiq.pro/china/global-expansion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/belt-road-risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china-fast-track</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/us-compliance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/mobility</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/us-execution</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/southeast-asia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/subscription</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china/advisory-briefing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/china-financial-law</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://crossborderiq.pro/chinese/l1-visa</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
